Automotive Loans

Automotive Loans

Affordable prices are only the start. We result in the buying that is entire easier.

Your car loan requirements covered

Prices as little as

Enjoy exceptionally competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will discover the automobile you need at a good cost. Begin right right right here.

Degree Up

Individuals may be eligible for a loan price reductions by simply making consecutive, on-time re re re re payments.

Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car finance rates only 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Have a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices only 3.39per cent APR
  • Affordable repayment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom enabling you to definitely purchase from a dealer, personal celebration, and sometimes even purchase a lease out
  • Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate outstanding cost

Car Finance Refinancing

Trade-in your loan for an improved one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Loans as much as 125percent associated with the Kelley Blue Book value (if you owe significantly more than your vehicle may be worth )
  • Save well on your price by refinancing automotive loans off their institutions that are financial

Car Loans Calculator

just exactly exactly How much automobile can we pay for?

Our markers of success


“I’m back at my 3rd Patelco car finance and I also would not think about anyone that is trying. The consumer solutions is amazing!”


“I became assisted with a car loan and get distribution. It absolutely was the most useful experience – We never ever knew it existed.”


“we desperately required a car that is new but had small cash to place straight straight straight straight straight down. Patelco never ever hesitated to simply help me personally.”

Shop the method you prefer

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the automobile you need and negotiate outstanding cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to find, store and finance your ca r all in one single destination.

You are invited to the vehicle purchase

stay tuned in for information on upcoming vehicle purchase activities.

Details not far off

Safeguard your r that is new >

Professional agents will discover you the best insurance coverage and security solutions in the price that is best.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

evergreen payday loans

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web page shall lead you to keep the Patelco Credit Union web site. Although Patelco works closely with numerous lovers, third-party web internet web internet web internet sites can offer a different online privacy policy and standard of safety. Please consult the internet site’s online privacy policy for extra information. Patelco Credit Union will not represent the operator legally of the web web site or even the Patelco member, if the two get into a deal. We have been additionally maybe perhaps perhaps perhaps not lawfully accountable for supply, viewpoints, items, or solutions expressed or offered on the webpage you may be going to see.

1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a variety of base prices and discounts that rely on facets particularly credit rating, loan term, Patelco loan and account balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation that will be because high as 11.89per cent APR. For more information about prices, terms and available discounts, call 800.358.8228, see, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps maybe not deposits of Patelco Credit Union consequently they are perhaps perhaps perhaps perhaps not insured by the NCUA. They’re not assured by Patelco Credit Union that can be at the mercy of danger. Any insurance coverage needed as an ailment of a expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and might be bought from a real estate agent or an insurance coverage business for the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints might be filed with all the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ according to credit history and terms. Funding for qualified Patelco Credit Union people. Offer legitimate just on Enterprise vehicle product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not coupled with every other offer apart from those placed in this ad.

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